Policy Origination

Maple Life Financial provides policy origination and acquisition services to institutional investors actively participating in or seeking to gain exposure to the mortality-linked investment market. Our services include:

  • Single policy or portfolio origination, underwriting and closing.
  • Industry-leading deal flow ensures access to a large supply of policies.
  • Strict underwriting and closing methodologies are applied to every policy including new originations, re-trades of previously settled policies, and portfolio transactions.
  • Maple’s transparent approach provides real time pricing and market intelligence to our clients.
  • Every effort is made to ensure that our clients acquire ‘investment grade’ assets.

Policy Servicing

Buying assets is just the first step. Managing your assets requires advanced systems and processes to ensure you get the highest possible returns with the least amount of operational risk. MLF LexServ provides investors with post-acquisition administrative and asset management services that can be tailored to your needs, and can include but are not limited to:

  • Payment and posting verification of premiums
  • Updating policy and medical information
  • Death benefit collection
  • Premium optimization
  • Annual policy reviews
  • Policy mark to market

Portfolio Enhancement

Portfolios are not static. Maple can help you manage your investments in a dynamic fashion by providing advice on the construction, on-going valuation and crucial hold-sell analysis of portfolios that experienced investors need to make the right decisions at the right time. Our portfolio enhancement services include:

  • Premium optimization
  • Life expectancy analysis and evaluation
  • Updating of authorizations and records
  • Marketability and risk assessment
  • Hedging strategies